"Which Lender Should I Use ?" asked the Transferree

  As agents who work in relocation ...Sometimes the lender is a "part of the package"....sometimes Buyers are moving here without a relocation company to be closer to family, have that house on the lake...the golf course, etc.   One of their first questions is often about a lender.

     We have the infamous "Lender List" that we have blogged about earlier. As with every part of life...Lenders are not a "one size fits all."  It can be the mesh of personalities...and sometimes it is because of other circumstances....favorable and/or challenging.

   What are "Past circumstances" ?

             - Veteran Status

                       - How many times has the VA loan been used ?

                      -  Does a current credit score still qualify for

                          using a VA loan?   

              - Have there been foreclosures or short sales in the

                 past ?  How long ago ?

              - What funds are available for a down payment ?

              - Credit score ?

              - Are there any large purchases that will be paid off

                in the near future ?

               - Is education or medical debt an issue ?

               - Is the "new job" in the same general field as the one

                  you had last ?

               - Is any part of the new job commission ?

               -  If the Buyer does not currently own a home but 

                   has in the past are the first time buyer programs

                   available ?

     We are quick to tell you...and are Buyers  who we are and who we are not  We are not

the Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com , George Souto or Joe Petrowsky  experts in lending.  We do make it our business to know about as many loan programs as possible and tailor the list of lenders that we supply to Buyers to their circumstances. That list may include banks, mortgage bankers and credit unions...some that have "in  house" programs that may fit the circumstances of the Buyer better than others.

    We know what we don't know...and know that there is more than one way, one place, one kind of lender that can work for a Buyer.

    If you or anyone you know is looking to relocate to or within southeastern Wisconsin...Call the Hansons...we are honored to be service.