Ready ... Set ... GO! "Get Organized" and Ready to Buy a Home
Did you know that January is "Get Organized" (GO) month?
Every January, since the inception of "Get Organized" Month in 2005, the National Association of Professional Organizers has highlighted and promoted the many benefits that can be realized through the advancement of or organization and efficiency. Seeing to the elimination of chaos, clutter, and disorganization improves lives and mental health too.
Suggestions and even printables for organization and de-cluttering are everywhere. Pinterest is a great place to find multitudes of choices and guidance on each. (I provide a link to just one of … (18 comments)
What do they do with their stuff if they downsize? For members of the "Sandwich Generation", this problem is also magnified, as many in this generation are decluttering their parents' homes as they're also looking to downsize and declutter their own.
The number of those that will face this dilemma is increasing rapidly. A 2016 Population Reference Bureau report indicates that 98 million Americans will be of Sandwich Generation age by the year 2060. I've seen this dilemma … (15 comments)
“Plan for what it is difficult while it is easy, do what is great while it is small.” - Sun Tzu Who doesn't like looking at beautiful homes? Who can resist the temptation of imagining themselves living in those homes? I certainly don't know anyone ... While it's great fun to view and dream about home after beautiful home, it's no secret. Today's hopeful Buyers face some challenges when it comes to buy. Low home inventories have proven to be an issue in many housing markets. Credit, … (7 comments)
Almost all Mortgage Lenders require that Loan Applicants submit each and every page of their Bank Statement, Investment Account, and Retirement Fund (showing source of Down Payment), not just a first page. And note: That's even if a page in the statement's sequence is only numbered and blank (something that trips-up many Applicants).
Why?
There are several reasons ... but the following are the issues that most commonly trigger Lenders' requests for full statement/documentation: "Large" deposits from Income/Payroll Transfers, as well as deposits made frequently from other accounts, cash, etc. (Tip: Avoid making … (27 comments)
Put a Little Thought & Effort into It ... Prepare For Your Mortgage Application H. Jackson Brown Jr.The best preparation for tomorrow is doing your best today. A few days ago, I took an application for some new home buyers. I'd talked multiple times with both the husband and wife leading up to the time of their ap. Following my habit, I'd included a link to my mortgage website in every email to them, along with my other contact info. … (6 comments)
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