va loan: Low VA Appraisals and Buyer options
- 02/11/14 12:02 AM
Low VA appraisals and buyer options - there is a perception that VA appraisers come in low so that the buyer can get a good deal. In other words, the appraisers want to give deals intentionally to Veterans. There has been no evidence to suggest this.
Appraisers doing a VA appraisal should arrive at the exact same value as if they were doing an FHA or Conventional appraisal. They have to follow the same guidelines which is to determine the value of the property regardless of the loan type.
What happens if the appraiser thinks the value will be … (0 comments)
va loan: VA Loan Selling Points You Need to Know
- 01/31/14 02:23 AM
VA loan selling points you need to know - With 22 million Veterans nationwide and only 1.9 million active VA loans, maybe real estate professionals need to do a better job of educating our Veterans about the benefits of the loan program.
When you see a Veteran you can simply ask "Are you missing the opportunity to buy a home?" The VA is one of the best loan products in the market today.
Did you know?
1. You can use your VA loan more than once. 2. You can have multiple VA home loans at the same time. … (0 comments)
va loan: When Does A VA Home Loan Make Sense?
- 01/29/14 11:14 PM
When does a VA home loan make sense? - If a Veteran falls into any one of these four categories, the VA is probably your best bet.
1. Any Zero Down Payment Buyer:
This applies to borrowers who have no or limited savings. Who have savings but wish to keep their money in the bank. Typically First Time Buyers or move up buyers. It's the same interest rate regardless of the downpayment.
2. High End Buyers:
VA buyers who need a jumbo loan, possibly as high as 1.5 million. Clients who have less than 20% down for a … (0 comments)
va loan: Four benefits of a VA loan program?
- 01/28/14 09:56 PM
How does VA compare to other loan programs? - VA is one of the best options out there for qualified veterans. No money down, easier qualification guidelines, flexibility and no mortgage insurance. The list goes on as to the many benefits of a VA home loan. Here are the four best benefits in comparison to other loan programs.
1. Zero down payment required - this clearly is the biggest feature because the borrower can purchase a home without having to put money towards a down payment. Over 80% of the veterans who use their VA home loan benefit put zero down to purchase. … (4 comments)
va loan: Top 3 Military Homebuyer Questions
- 01/27/14 04:56 AM
What are the top 3 questions military homebuyers frequently ask? As more military homebuyers are able to afford purchasing a home using their VA home loan benefit with zero money down, certain questions come up that Realtors need to know in order to provide proper service.
1. How do I get my Certificate of Eligibility? Only lenders have access to the eligibility system. It's an online approval system that can provide the certificate in a matter of minutes! If a veteran is not in the database, a lender can order it online and the typical VA turn around time is … (0 comments)
va loan: Sell your San Diego home in 96 hours and help a veteran!
- 06/18/13 05:09 AM
Sell your San Diego home fast in 96 hours...that's right in 4 days you can have your home sold. We offer key marketing strategies that can create multiple offers in this current housing market without the need for a open house. So, if you're thinking of selling, don't waste time and money looking at other options, contact our office at 619-248-5484 to get your home SOLD.
Seller Advantage One of the key things that sets our office apart from others is the fact that we look for unique ways to sell a property. In the current San Diego … (0 comments)
va loan: Rising Home Prices in San Diego
- 03/28/13 04:20 AM
Rising Home Prices In San Diego - With the decline in our economy over the last several years many Americans still have valid concerns about purchasing a new home. The best place to begin when purchasing a new home is to find out the trends of your real estate market—remember not all markets are equal. While some markets are still struggling, there are many that are once again a solid financial investment.
If you are looking to purchase a home in Southern California take a look at the current trends of home prices in San Diego. During the … (1 comments)
va loan: Homes for sale near San Diego Naval Base
- 02/01/13 04:52 AM
Homes for sale near San Diego Naval Base -Finding the proper home to suit your individual or family needs can be difficult, time-consuming, and stressful. Prices may fluctuate, there may be inherent problems within the structure of the building, and it may be impossible to find a suitable home at the specific location of your choice.
If you are a military home buyer who is pursuing a settlement near the San Diego Naval Base, then you should work with an experienced military Realtor who has worked with multiple veterans and serviceman.
Search homes for sale near San Diego Naval … (1 comments)
va loan: VA approved condos in San Diego, CA
- 01/21/13 12:44 AM
VA approved condos in San Diego, CA - If you're a veteran or active duty member looking to purchase a condo it's important to know that the condominium needs to be VA approved before a Veteran can buy it.
This applies to the entire complex, not just a single unit. There are no longer VA spot approvals given.
I get asked all the time from Veterans why does the VA make this a requirement when it can restrict the number of condos available for purchase using the VA loan benefit? The answer is simple. The approval is more about … (0 comments)
va loan: Best Priced Three bedroom home in Chula Vista, CA 91910
- 12/27/12 10:53 AM
Best Priced Three bedroom home in Chula Vista, CA 91910 - looking for a home that's well maintained, close to San Diego Naval Base, freeways and shopping? Check out this lovely three bedroom two bath home. Priced at $330,000 the monthly principal and interest payments should be less than the average BAH or monthly military housing allowance. All kitchen appliances are nearly new. The side yard is well landscaped and great for relaxing and entertaining. Is this home what you're looking for? If yes, give us a call at 619-248-5484 for a showing. If not, search other similar listings in Chula … (5 comments)
va loan: Federal Reserve move to boost economy - a win for San Diego home buyers
- 12/13/12 04:23 AM
Call Lorraine Santirosa 619-248-5484. Http://www.SanDiegoMilitaryRelocationExpert.com SAN DIEGO MILITARY HOMEBUYER SPECIALIST! On Wednesday the Federal Reserve Chairman Ben Bernake made an unprecedented move to boost the economy. The FED chairman plans to drive down interest rates by: 1. Purchasing $40 Billion worth of mortgage bonds a month 2. Purchasing $45 billion worth of treasury bonds a month 3. Keeping interest rate at 0.25% What does this mean if you're looking to refinance your home or obtain a mortgage at a fixed rate? The already historic low interest rates are about to get lower. This is truly a great time to buy … (0 comments)
va loan: VA Loan Facts for San Diego Military Home Buyers
- 12/10/12 02:33 AM
Call Lorraine Santirosa 619-248-5484. Http://www.SanDiegoMilitaryRelocationExpert.com SAN DIEGO MILITARY HOMEBUYER SPECIALIST! What is a VA loan? - Veteran Administration (VA) Guaranteed loans are made by private lenders to eligible Veterans for the purchase or refinance of a home. It's important to know that the VA is not a bank. The VA does not loan the money, fund the loan, or service the loan. What the VA does is guarantee the loan by providing protection to the lender against loss if the Veteran fails to repay the loan. The VA loan began in 1944 through the original Servicemen's Readjustment Act also known as … (0 comments)
va loan: San Diego VApro Agent Helping Veteran’s Achieve The American Dream
- 12/03/12 06:48 AM
Call Lorraine Santirosa at 619-248-5484.SAN DIEGO MILITARY HOME BUYER SPECIALIST! - Http:www.sandiegomilitaryrelocationexpert.com San Diego VApro Agent Helping Veteran’s Achieve The American Dream - Lorraine Santirosa is taking her expertise in Real Estate and VA Purchasing to serve those who serve us, our Veterans. As a VApro designated agent, Lorraine has the inside knowledge and expertise to get VA purchases closed and to help Veteran’s use the benefits they may not even know they have. Not enough Veterans are taking advantage of their VA loan benefit. Research shows there are over 22 Million Veterans in the U.S. and only 1.65 Million VA … (0 comments)
va loan: Best deal in Winding Walk subdivision Chula Vista, CA
- 11/21/12 04:57 AM
Call Lorraine Santirosa at 619-248-5484. http://www.BestChulaVistaHomefinder.com SAN DIEGO MILITARY HOME BUYER SPECIALIST. Best deal in Winding Walk subdivision Chula Vista, CA is by far the new homes in Haven neighborhood. Prices in Haven start at $340,000, up to 5 bedrooms with the largest model being 2430 sq. ft. Homes are selling fast. At least 10 homes have already been sold out of the projected 60 detached homes scheduled to be built. Life at Haven offers both a comfortable retreat and a private resort, with smartly designed homes that provide growing room in every room of your new home. Why do People … (2 comments)
va loan: Winding Walk Subdivision Chula Vista, CA
- 11/18/12 08:24 AM
Call Lorraine Santirosa at 619-248-5484. http://www.BestChulaVistaHomefinder.com CHULA VISTA HOME BUYER SPECIALIST. Why do People live here? 91915 - Winding Walk is a contemporary master planned community with 15 distinct neighborhoods. This carefully designed community boasts 455 acres of natural habitat and amenities for recreational living. Residents get to enjoy the many parks, trails, pathways and recreational centers that gives the community it’s name. It's a place where you can let your feet roam and your mind wander! 50 miles of trails, 2 private clubs, 17 restaurants (down the street), 5 minute walk to marketplace and a 9 acre … (0 comments)
va loan: Home prices in Winding Walk Chula Vista, CA for November 2012
- 11/15/12 01:40 AM
Call Lorraine Santirosa at 619-248-5484. http://www.BestChulaVistaHomefinder.com CHULA VISTA SHORT SALE SPECIALIST. Home prices in Winding Walk Chula Vista, CA for November 2012 have seen a sharp rise following a brief decline last month. The sudden listing price increase in September was likely stemming from the record low housing inventory that set off intense buyer demand and competition. Not much is expected to change soon. If you are considering buying a home, you can still find a deal on a home in Winding Walk but having a good real estate agent that understands the market is a must. Don't wait on the … (0 comments)
va loan: VA Loan Advantage for San Diego Military home buyers
- 09/14/12 02:10 AM
VA Loan Advantage for San Diego Military home buyers - It's becoming very clear in the current San Diego housing market that VA buyers have an enormous benefit when it comes to financing. Veterans who are eligible for a VA loan are able to receive mortgage financing with zero down. Not having to save for a down payment and pay mortgage insurance makes it good fiscal sense to buy rather than rent. Factor in low housing prices plus record low interest rates and VA buyers have an amazing opportunity for home ownership. What a difference a few years make when it … (0 comments)
va loan: Rock bottom mortgage interest rates won't last forever!
- 03/05/12 10:42 PM
Rock bottom mortgage interest rates won't last forever! -At no time in our history has the interest rate been this low. For San Diego home buyers that have been waiting for the market to improve this is a big reason to jump in. Favorable Interest rates and a good selection of homes provide a great opportunity for San Diego buyers to take advantage of the market. Here are a few things to for buyers to keep in mind: 1. Know what you can afford before you fall in love with your dream home.Get pre approved with for a mortgage loan. Veterans … (0 comments)
va loan: Are You Getting The Best Deal From USAA or Navy Federal Credit Union? Part 2
- 12/02/11 05:32 PM
Are you getting the best deal from USAA or Navy Federal Credit Union? If you want to buy a house in San Diego, how can you get the best deal? Many military personnel do not realize that they have options apart from the usual choices, like USAA and Navy Federal Credit Union. They avoid looking beyond those two institutions for mortgage preapprovals.
Maybe they believe that strong ties to the military and rebates assure them of the very best deal. Perhaps they simply do not trust other possibilities, like various banking institutions, for their home loans.
Here … (5 comments)
va loan: Are You Getting The Best Deal From USAA or Navy Federal Credit Union?
- 12/02/11 01:33 PM
Are you getting the best deal from USAA or Navy Federal Credit Union? If you want to buy a house in San Diego, how can you get the best deal? Many military personnel do not realize that they have options apart from the usual choices, like USAA and Navy Federal Credit Union. They avoid looking beyond those two institutions for mortgage preapprovals.
Maybe they believe that strong ties to the military and rebates assure them of the very best deal. Perhaps they simply do not trust other possibilities, like various banking institutions, for their home loans. There are six reasons … (0 comments)
Low VA appraisals and buyer options - there is a perception that VA appraisers come in low so that the buyer can get a good deal. In other words, the appraisers want to give deals intentionally to Veterans. There has been no evidence to suggest this.
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