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Underwriters Do Have A Sense Of Humor

By
Mortgage and Lending with George Souto NMLS #65149 FHA, CHFA, VA Mortgages NMLS #65149

Underwriters Do Have A Sense Of Humor.  This week I e-mailed my Underwriter a question I knew the answer to, but I could not find the Fannie Mae Guideline for it.  My Underwriter did not have the regulation handy, and replied she would sent it to me after she looked it up. 

A couple of hours went by and she sent me an e-mail with a link.  I was expecting the link to be to the online guidelines our Underwriters have access to for Fannie Mae.  So I was very surprised when I clicked on the link, and up came one of my ActiveRain blogs I had written about two years ago about the same guideline.  Once I opened the link I could not stop laughing, and went right over to her desk. 

When I got close to her desk I could hear her and the other Underwriters laughing about it.  She must have felt I would be coming over to see her, because she had a copy of the Fannie Mae Guideline in her hand ready to give me.  We all laughed about it some more, and then she asked if I had the answer in one of my blogs why was I asking her.  I told her it was because I did not list the section of the Fannie Mae guideline in my blog, and now I could not find it again.

It was good to see a side of my Underwriter I normally do not get to see, we are usually battling over a loan, or something she is requested from one of my Borrowers I do not feel is needed.   This showed me Underwriters Do Have A Sense Of Humor even if we do not see it very often.

 

 

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 Info about the author:

George Souto NMLS# 65149 is a Loan Originator who can assist you with all your #FHA, #CHFA, and #Conventional #mortgage needs in Connecticut. George resides in Middlesex County which includes #Middletown, #Middlefield, #Durham, #Cromwell, #Portland, #Higganum, #Haddam, #East Haddam, #Moodus, #Chester, #Deep River, and #Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com

Posted by

George Souto
NMLS# 65149

C (860) 573-1308
CALL 7 Days/Wk
Fax (860) 760-6891

Email Me
About Me
My Blog

I am a Mortgage Loan Officer who can assist you with all your mortgage & refinancing needs in
CT, and RI

I can assist you with your Conventional,
FHA, CHFA, VA, USDA, & 203K loan programs.

I reside in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Haddam. E. Haddam, Higganum, Chester, Essex, Deep River.

 

Comments(46)

Chris Griffith
Downing-Frye Realty, Bonita Springs, FL - Bonita Springs, FL
Bonita Springs Listing Specialist - Agent

I'm sorry, I won't believe an underwriter has a sense of humor until I see it with my own brown eyes. lol

Aug 06, 2014 08:09 PM
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning George. That is really funny. It just goes to show, they are watching and paying attention. If it is written it must be right?

Aug 06, 2014 09:01 PM
Dr. Paula McDonald
Beam & Branch Realty - Granbury, TX
Granbury, TX 936-203-0279

Good to know.  Unfortunately I have not had a warm & fuzzy with one yet.  But there is still time!  :)

Aug 06, 2014 09:19 PM
Maria Gilda Racelis
Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington - Manchester, CT
Home Ownership is w/in Reach. We Make it Happen!

Good Morning George: That is actually an incident that will surely lighten you up and make you laugh. I would be laughing too. It is great to see this kind humor in the workplace. We need it in this industry.

Now, you can go ahead and finish that section.

Aug 06, 2014 09:40 PM
Lenn Harley
Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate - Leesburg, VA
Real Estate Broker - Virginia & Maryland

Not unusual.  On many occassions, I've had an idea for an ActiveRain post and when I started the Google research, found one of my own posts on the same subject.

 

Aug 06, 2014 09:41 PM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I have not seen or heard of an underwriter with a sense of humor before.  It is pretty funny that she sent you a link to your blog though. 

Aug 06, 2014 09:57 PM
Wayne Zuhl
Remax First Realty II - Cranford, NJ
The Last Name You'll Ever Need in Real Estate

So when the underwriter searched for the response, she found your blog. That's incredible SEO - congratulations!

Aug 06, 2014 10:30 PM
Jeff Pearl
RE/MAX Distinctive / LIC in VA - Lovettsville, VA
Full Service Full Time Realtor

Reminds me of the importance of writing accurate real estate related topics. Others have probably found that same blog when doing research!

Aug 06, 2014 11:05 PM
Juli Vosmik
Dominion Fine Properties - Scottsdale, AZ
Scottsdale/Cave Creek, AZ real estate 480-710-0739

George, what I like most about this story is the fact she actually took the time to find out something she wasn't sure of.  Too many underwriters I know cop attititudes and stick to their decision rather than finding the truth.  Good for her for stepping up and with a good attititude.

Aug 06, 2014 11:33 PM
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

I remember decades ago that if you ever heard from one personally, it was historic and on par with winning the lotto...The mysterious underwriter!

Aug 06, 2014 11:51 PM
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Oh boy - banker humor, hey? Got to liven things up once in a while! Absolutely better than battling over loans. I can relate, having dealt with many credit officers in banking - same species as underwriters, I think. They usually DON'T have a sense of humor, especially related to deals.

Aug 07, 2014 01:08 AM
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Well, you KNEW you heard it somewhere .. and from a VERY reliable source!!  I've found my underwriters to be more of an ally then the demon they are sometimes portrayed to be.  Your post proves that point ...

Gene

Aug 07, 2014 01:58 AM
Suzie Townley
Diamond Partners, Inc - Gardner, KS
Relaxed Professionalism

Great post!  Thanks for sharing.

Aug 07, 2014 04:41 AM
Gary L. Waters Broker Associate, Bucci Realty
Bucci Realty, Inc. - Melbourne, FL
Eighteen Years Experience in Brevard County

Your title captured my interest. Underwriters are human?  News flash! Thanks for the chuckle here!

Aug 07, 2014 05:02 AM
Nick T Pappas
Assoc. Broker ABR, CRS, SFR, e-Pro, @Homes Realty Group, Broker/Providence Property Mgmnt, LLC Huntsville AL - Huntsville, AL
Madison & Huntsville Alabama Real Estate Resource

George, this is funny, but are you really sure she's an underwriter?  I'm mean really...it sounds a little fishy to me...an underwriter with a sense of humor...what will they think of next?

Aug 07, 2014 07:02 AM
Ann Zieve
Keller Williams Success Realty - Eden, UT
Unmatched Ownership Experience

Great post George. This can be a general thought as there are others' traits that we they know and we don't. Discovering it will make your relationship more harmonious with them.

Aug 07, 2014 07:32 AM
Carla Muss-Jacobs, RETIRED
RETIRED / State License is Inactive - Portland, OR

That's a great laughter is the best medicine . . . and you already seem to be having the right dosage of Google juice!!  

Aug 07, 2014 02:51 PM
Claude Labbe
RLAH / @properties - Washington, DC
Realty for Your Busy Life

Oh that's great. Often, I forget that underwriters are people.

When I work with clients, I will tell them that I expect the same questions to be asked again, and if I'm feeling funny, I'll send them the same email that I'd sent in the past.  I warn everyone about that so they understand it's natural.  It's unusual for me to send the same email, but it's funny to think it could happen.

And so...your underwriter essentially is doing the same thing, and she's telling you that you are human too.  Perfect.

Aug 08, 2014 11:55 AM
Bill Reddington
Re/max By The Sea - Destin, FL
Destin Florida Real Estate

Great there is one out there. Not really a job I would want. Pretty thankless. Thinking I will stick to selling Real Estate.

Aug 13, 2014 11:57 AM
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

What we put out there in cyber space can show up at anytime.

Our youngsters need to remember that.  so many are ruining their young adult lives with teen foolishness.

Aug 25, 2014 09:27 AM