I have long been a proponent of "Go Negative and Invest the Difference" when advising Long beach homebuyers how to manage cash flow and invest for retirement. I believe a mortgage can be an integral part of a financial plan. If used properly, you can leverage your home in Long Beach into more Long Beach real estate, variable annuities, or investment-grade insurance contracts.
How's that work, Brian? My introduction to the concept of strategic equity positioning:
I'm an American ARMs Dealer
Aren't ARMs really risky, Brian? I debunk the myth of expensive ARM adjustments in:
The Power of an Annual ARM
How do I find a lender whom I can trust for my Long Beach Home? I spin this yarn about rate shopping and finding a good home loan in :
Borrow Money Like Would Buy A Cell Phone
You'll NEVER get the lowest rate on your mortgage.
Finally, my advice to the homebuyer in Long Beach, CA can be found in this four part series:
Neatness Counts When you Want a Home Loan
Finding Your Jungle Guide-Part One
Finding Your Jungle Guide-Part Two
Loving Your Home Loan
The four part series won this accolade from The Carnival of Real Estate Investing judge at Equity Scout:
Brian Brady, America's most opinionated mortgage broker, takes the top spot this week. Brian is moonlighting as guest author at Long Beach Real Estate. Check out his tips on working through the mortgage maze. Part 1 in the series: How To Get The Best Home Loan - Neatness Counts When You Want a Home Loan . Read the rest of the series via the links at the bottom of the page.
If you have any questions about a home loan for your Long Beach home, contact me .
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