Special offer

Who needs the drama, get a permit instead.

By
Real Estate Agent with Berkshire Hathaway HomeServices New England Properties Licensed in Connecticut

New Milford CT Real Estate.... keeping the real estate drama to a minimum!

Real estate drama New Milford CTI like my drama on the TV screen, not in my work space. And I can assure you, I am not on a real estate reality show! So what is the point of getting a permit for work to be done to your house? So that it will close, without drama and trauma! 

Any good buyers agent will hit the town/city hall to see if you obtained the necessary permits for work that was done. If not I can bet that they will be asking for you to get the permit AFTER the fact. Which can mean that the town official will actually want to see the wiring BEHIND the walls, or want to get up underneath the deck to make sure it was done properly. 

After the fact just isn't a boatload of fun. Often times it will cost you more money to have someone come in and do it the right way. 

If you are going to get work done on your home, ask the following questions of the contractors you are interviewing.

Do you have a current license?

Be careful with this one, realize that although your friend is a licensed electrician, only an E-1 license can actually apply for a building permit. An E-2 cannot. So if Larry is going to rewire your house for you and he has an E-2 license, the drama is all yours.

Do you carry insurance? 

Think about this one. You hired Darryl and his other brother Darryl to re-roof your house. They bring their third brother Darryl to the job and he falls off the roof... and pulls Darryl #1 and Darryl #2 off the roof with him, and they didn't have liability insurance! Let alone any other type of insurances. Guess who gets sued? Check on bond insurance too. I know in New Milford the contractor who applies for the permit must show the town a certificate of insurance for the job. 

Does your price include the cost of the permit?

That's one way of finding out if they were going to pull a permit in the first place!

Is the work guaranteed and will it transfer to the new owner?

If a permit was required and it wasn't done, or your contractor isn't licensed, you can bet the answer will be NO. More drama on the way.... 

Remember, it might get past the buyers agent, but  you still have the home inspector and the appraiser to go. Skip the real estate drama, get a permit for work being done on your home!

If doing any repair work is a condition of the sale, then you can bet that you will have to provide documentation to the buyer's attorney, and they weren't born yesterday. They want to see permits that are signed off on, they want to see receipts from REAL contractors. And often times an appraiser or home inspector will have to go back to reinspect the completed job. 

Leave the drama on the television set where it belongs. Hire a licensed contractor for those repair jobs on your home, make sure a permit is pulled where required and make sure the permit is signed off on by a town/city official when the job is finished!

New Milford CT real estate drama

 

 

 

Posted by

Andrea Swiedler, Realtor, Southern Litchfield County Real Estate

2017 President, Greater New Milford Board of Realtors

2017 Connecticut Magazine 5 Star Realtor

 

 Search homes for sale in Litchfield County, CT.

 

Coldwell Banker Residential Brokerage

Litchfield County Regional Office,375 Danbury Rd, New Milford, CT 06776

 

© Andrea Swiedler 2009 - 2017

 Always do right. This will gratify some people and astonish the rest. - Mark Twain

Ed Silva, 203-206-0754
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

Andrea, it doesn't have to be just a buyer's agent a listing agent should check for permits as well.

Sep 09, 2014 01:07 PM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

There have been times I just shook my head and walked away from a listing and NEVER showed a house that I knew didn't get permits and COULDN'T get them after the fact.  You know when they built 6 more bedrooms in the basement with no windows and no extra septic drain lines... and not having room for it.  

Sep 09, 2014 03:11 PM
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Andrea. I am approaching the permit thing again, but as tough as it may be it is crucial on so many levels.

Sep 09, 2014 10:48 PM
Than Maynard
Coldwell Banker Heart of Oklahoma - Purcell, OK
Broker - Licensed to List & Sell - 405-990-8862

Get a permit. Always get a permit!

Just not worth the effort and lies and liability!

Sep 10, 2014 04:38 AM
Andrea Swiedler
Berkshire Hathaway HomeServices New England Properties - New Milford, CT
Realtor, Southern Litchfield County CT

Christopher, drama and actors in real estate? HA!

Susan, was the first brother named Larry? I forgot, LOL. Thank you.

Chris, yes it was. Dating myself here.

Jon, it costs so much more to go the friend route, just not a good idea.

Ed, that is one of the first things I do. When I wrote this I was thinking of those repairs negotiated for a sale. But for anything, permits and licensed people PLEASE!

Tammy, amazing isn't it? I do the same thing. So, 6 bedrooms in a basement, I think you already ran across this, and ran fast!

Sheila, I hope you resolve it, easily and in the right way. With a permit!

Than, it is so not worth it. There really is so much liability involved, and it can turn out to be one huge drama!

 

Sep 10, 2014 06:03 AM
Robert Vegas Bob Swetz
Las Vegas, NV

Hello Andrea ... I agree with the other AR comments, great advice! ;o)

Sep 10, 2014 06:17 AM
Rebecca Gaujot, Realtor®
Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

Hi Andrea, our conractor got a permit when we were renovating our master bath and painting....I didn't even think of this, but the contractor did!!

Sep 10, 2014 07:05 AM
Karen Mathers - REALTOR®
Keller Williams Vero Beach - Vero Beach, FL
When it Matters, Choose Mathers! 772-532-3221

Fantastic advice!  I have seen contracts fall apart over permitting issues.  You also hit the nail on the head with the additional costs after the fact, you may end of paying half as much over again to put all back right after the inspections and that is assuming all is in order and the permit/inspection is approved.

Sep 10, 2014 11:21 PM
Norma Toering Broker for Palos Verdes and Beach Cities
Charlemagne International Properties - Rancho Palos Verdes, CA
Palos Verdes Luxury Homes in L.A.

I once had a listing with a deck extending over the canyon.  It made for a great view but it's a big no-no in my area.  I knew immediately there was no permit. That baby had to come down or at least be pulled back from the edge.

Get a permit, no one wants to buy a problem.

Sep 14, 2014 01:50 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Andrea Swiedler 

So much important information here! It is not uncommon to see listings with a note that X is not permitted. Depending on what is it, it makes me leery. And Buyers, too. And of course lenders and appraisers. Permits don't cost all that much. But then in some communities I'm not sure what they really mean when you find out how some inspectors sign off on them.

Jeff

Sep 14, 2014 02:49 AM
Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366 - Placerville, CA
General Contractor, Dry Rot and Water Damage

Andrea - I am in full support of hire a license, insured contractor! 

Getting a permit takes away so much drama down the road. I have many stories of people trying to correct problems that should have been done correctly from the start.

Sep 14, 2014 03:04 AM
Donna Foerster
HomeSmart Realty Group - Parker, CO
Metro Denver Real Estate Assistant

Andrea~ We have had issues in the past with permits not being pulled and 9 times out of 10, the buyer WILL ask for it, so just do it up front!

Sep 14, 2014 03:12 AM
Patricia Kennedy
RLAH@properties - Washington, DC
Home in the Capital

Hey, Andrea!  I included this post in today's Last Week's Favorites.  Have a fun weekend!

Sep 14, 2014 03:20 AM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Oh yes, it costs way more to do this later, and sometimes the codes change making it even more difficult and costly.

Sep 14, 2014 03:38 AM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

One step further..ask to see the permits that have been pulled...the best surprise is none at all.

Sep 15, 2014 01:12 AM
Praful Thakkar
LAER Realty Partners - Burlington, MA
Metro Boston Homes For Sale

Andrea Swiedler I wonder why some home owners want to save few hundreds of dollars and risk the sale of their home when needed! 

Sep 15, 2014 01:27 PM
Beth and Richard Witt
New York, NY
The best Retired Brokers !!!!

This is fantastic advice and thanks to Pat I got to come over and enjoy it.... We buy a lot of houses to re-hab and the first thing Rich does is visit the town to learn what codes they require and how long it will take to get them... then it goes without saying that everyone we hire must be licensed... in fact in some towns they must be licensed in that town...   Good post...

Sep 17, 2014 04:04 AM
Brian Sharkey
SharkeyRE LLC - Singer Island, FL
SharkeyRE

Your post hit the spot with Permits. They are so important, it avoids sooo much drama. Thanks for sharing.

Sep 18, 2014 01:25 AM
Andrew Mooers | 207.532.6573
MOOERS REALTY - Houlton, ME
Northern Maine Real Estate-Aroostook County Broker

Written permission ... home work upfront works best. Save the hooting, hollering for not being prepared going in.

Sep 18, 2014 08:11 AM
Trisha Bush-LeFore
Preferred Properties Land & Homes - Walla Walla, WA
Providing Realtor Services in the Walla Walla Area

Andrea,

I totally agree, it is best to get the permit when the work is done. Even if you're not selling the home when something goes wrong will your insurance company cover the problem if you can't prove (inspected, signed off permit) the work was done correctly?

Sep 23, 2014 04:45 AM