Should I make my mortgage payment before closing? That depends on your closing date and time.
The title company will order a payoff statement from your current lender so they know the amount to send after closing. Many title companies schedule the payoff amount based on the day after closing. Some experts would advise if you have not made your payment for the month and you are closing on or before the 14th then your payoff with the title already includes the interest due for November. So it might be ok to not make the payment as long as the loan funds in (4 comments)