bullitt: In Foreclosure in Jefferson, Oldham, Shelby, Spencer or Bullitt County, KY? Chapter 13 Bankruptcy May Actually INCREASE Your Mortgage Payment - 10/22/10 06:12 PM
Many short sale clients tell me they filed Chapter 13 bankruptcy and it didn’t help because it caused their payments to go up.
When you file a Chapter 13 in Jefferson, Oldham, Shelby, Spencer or Bullitt County, KY, you have to continue to make your regular monthly payment, plus an extra monthly amount towards the back payments that you missed prior to the bankruptcy.
Important Disclaimer: I am a short sale Realtor in Louisville, KY, not an attorney. I am writing about my observations of the many clients I helped during and after their Chapter 13 or Chapter 7 bankruptcy. I … (1 comments)

bullitt: Louisville Seller Loses House To Foreclosure Without Trying To Short Sell It First. Why? - 09/08/10 02:33 PM
“Frozen.”
“Paralyzed.”
“I was a deer in the headlights.”
“There isn’t sufficient information readily available.”
These were the sad statements the owner made. A woman called me a week AFTER her house was lost at foreclosure auction to ask me what her options are. I asked her why she didn’t call me prior to the auction. She hadn’t even sought out a Realtor prior to the auction.
She continued; “Spoke to five people got five different answers which contributed to my paralysis.”
She had spoken to:
Her divorce attorney The Louisville Jefferson County Clerk because their office sends out the notices … (2 comments)