Life, Lessons, Encouragement and a little market insight to boot

Getting into AR a couple years ago I had no idea what I was in store for. I assumed pretty much like other blogging sites, well I cannot tell you how wrong I was! When I got that first AR call asking about my blogging and how they could help and why I should be part of the rain, should have given...

2013 Another Real Estate bubble in the making? Well I doubt it and here is why... The "fall out" from the one that hit in 2007 was created when the feds allowed, and funded, the most ridiculous set of guidelines ever to enter into our market. What was a perfectly working model of underwriting a b...

I had to write this as this is not the first nor will it be the last time we are working with clients buying a home and an unknown (never worked with before Realtor) decides they MUST be the focal point of the transaction. They ask us for the borrowers info, GFE credit etc??? They almost come acr...

Mortgage Market Snapshot 04/10/13 Well for many who haven't seen one of these posts from me in a while I will do my best to make it at a min a weekly update. So 4th quarter 2012 gives us the lowest rates in history and what happens as we turn into 2013??? A unexpected spike for no reason. This wa...

A good friend and outstanding lender here in the rain, Larry Bettag, gives a great set of reasons to keep considering an FHA loan still as viable part of the lending tool box. Sure the increase to mortgage insurance is real but there are still so many benefits this is a product that is designed t...

Mortgage Brokers, once again, wrognly targeted as the problem... And even wehn the truth comes out it apparently seems to get pushed under the carpet??? According to the CFPB there were slightly over 50,000 complaints against originators since they began their journey of protecting American citiz...