condotel: Getting a Mortgage on a Vacation Condo in Hawaii - 03/26/19 06:34 AM
Getting a Mortgage on a Vacation Condo in Hawaii
 
Now that you've snapped out of your daydreams of swaying palm trees and the enveloping comfort of warm tropical air, you may recall that in a previous blog post I covered the things we need to know when buying a second home in Hawaii, and using a jumbo mortgage in the purchase transaction.  But what if, instead, you are looking specifically to buy a condominium to use as a second home?  Are there any tips, tricks and general good advice when it comes to getting a home loan to purchase one of these?  … (2 comments)

condotel: To Airbnb Or Not To Airbnb... - 07/19/15 01:34 AM
To Airbnb Or Not To Airbnb...
 
...is anybody even asking the question?  Shall we then conjure The Bard to determine not whether renting out some or all of your home(s) through Airbnb or VRBO is a good idea itself, but once done is done, to know how thee mortgage lenders may view thine income?  Whilst the "collaborative consumption" economy may be in full, progressive and dynamic bloom, a rose by any other name,  like the mortgage industry for example, can be quite slow to see the light.  True, our dagger may well be perceived dull held alongside the cutting edge of the Uber-net.
So to venture … (82 comments)

 
Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

Rob Spinosa

Mortgage Loan Originator, Marin County

Larkspur, CA

More about me…

US Bank

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?



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