Real estate blog entries tagged with free and clear by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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free and clear: Buying a Home All Cash, Then Getting a Mortgage - 04/14/21 07:59 AM

Buying a Home All Cash, Then Getting a Mortgage

Back in a real estate market a long time ago and in a mortgage galaxy far, far away --- otherwise known as 2009/2010 --- some buyers needed to purchase a home with cash, then hope to refinance after they had the keys in hand. The reason for this? Bad credit? Nope. Extinction of stated income loans? Sorry, try again. The reason was often that the homes were not eligible for financing --- many had been ravaged by the neglect of economic downturn. Plumbing was torn out, there were holes in the walls and … (26 comments)

free and clear: Cash Out Refinance of Free and Clear Property - 08/09/13 01:06 AM

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