Real estate blog entries tagged with owner by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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owner: Bank Statement Jumbo Mortgage - 04/04/18 07:36 PM

Bank Statement Jumbo Mortgage

It is no secret that the self-employed have their share of challenges when it comes to getting a home loan. And why wouldn't they? On one hand, their tax professionals spend hours maximizing their deductions and helping them "write off" every allowable expense and on the other hand, their mortgage loan advisor tells them they have to show more income in order to qualify.

The difference of intentions is like two trains moving in opposite directions...

Yet, there may be a solution for some of these borrowers. On both the purchase and refinance side, we have a jumbo mortgage program that … (1 comments)

owner: Exposed: The Real Truth Behind Bernanke's Refi Bust - 10/14/14 09:43 PM

Exposed: The Real Truth Behind Bernanke's Refi Bust

Anyone who's been reading my blog posts for any length of time would know that I don't need a particularly good excuse to lament about the oppressive regulatory quagmire that has ensnared residential mortgage lending. These same folks would know how much I savor the opportunity to throw Barney "The Dinosaur" Frank and Chris "Countrywide" Dodd under the bus too. So when it comes to the recent story that broke about former Federeal Reserve Chairman, Ben Bernanke, and his inability to refinance his own mortgage, well, you would think I'd be first in … (3 comments)

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