refinance: California Mortgage Rate Update: 04/11/11 - 04/11/11 06:14 AM
Below are today's interest rates for RPM's loan programs.  For specific pricing on your scenario, and to get pre-approved without cost or obligation for any of these loan products below, simply call 877-270-5959, or visit the RPM secure website.  Access The Mortgage Dictionary on YouTube to view short videos that define and explain the most important terms and concepts in home financing.  All pricing below is at 0 points unless otherwise noted:   Conforming Loans (up to $417,000)   30-Year Fixed Rate:  4.875% APR:  4.899%   15-Year Fixed Rate:  4.250% APR:  4.284%   7/1 ARM Rate:  4.125% APR:  4.361% 5/1 ARM Rate:  3.375% APR:  3.561%   FHA 30-Year Fixed … (0 comments)

refinance: California Weekly Rate Update: 04/04/11 - 04/04/11 06:42 AM
Below are today's interest rates for RPM's loan programs.  For specific pricing on your scenario, and to get pre-approved without cost or obligation for any of these loan products below, simply call or reply to this message.  Access The Mortgage Dictionary on YouTube to view short videos that define and explain the most important terms and concepts in home financing.  All pricing below is at 0 points unless otherwise noted:   Conforming Loans (up to $417,000)   30-Year Fixed Rate:  4.750% APR:  4.774%   15-Year Fixed Rate:  4.125% APR:  4.159%   7/1 ARM Rate:  3.750% APR:  3.906% 5/1 ARM Rate:  3.375% APR:  3.561%   FHA 30-Year Fixed (96.5% Financing) … (0 comments)

refinance: Home Finance Guide for the Week of March 28, 2011 - 03/29/11 12:28 PM
Home Finance Guide for the Week of March 28, 2011
In this short video, Rob Spinosa of The Mortgage Dictionary (http://www.themortgagedictionary.com) provides this week's home finance economic calendar of events that can move the mortgage market, plus opening rate sheet for the week. If you are in the home loan process, this information will guide you about events to track when determining whether to lock or float an interest rate.
This week, we need to consider the following news and reports; personal income, core PCE, pending home sales index, consumer confidence, adp employment report, initial jobless claims, Chicago PMI, factory orders, … (0 comments)

refinance: California Weekly Rate Update: 03/28/11 - 03/28/11 05:58 AM
Below are today's interest rates for RPM's loan programs.  For specific pricing on your scenario, and to get pre-approved without cost or obligation for any of these loan products below, simply call or reply to this message.  Access The Mortgage Dictionary on YouTube to view short videos that define and explain the most important terms and concepts in home financing.  All pricing below is at 0 points unless otherwise noted:   Conforming Loans (up to $417,000)   30-Year Fixed Rate:  4.875% APR:  4.899%   15-Year Fixed Rate:  4.125% APR:  4.159%   7/1 ARM Rate:  3.750% APR:  3.906% 5/1 ARM Rate:  3.250% APR:  3.442%   FHA 30-Year Fixed (96.5% Financing) … (0 comments)

refinance: Credit Scores and Mortgages - 03/22/11 12:43 PM
Credit Scores and Mortgages
In this short video (2:49) below, Credit Scores and Mortgages, I take an informative look at the most common questions and concerns related to an individual's credit (or FICO) score and the home loan approval process.  Because there are many credit score myths, I often encounter homebuyers and homeowners who are paralyzed by the fear that any inquiries into their credit will cause their scores to go down.  This may even influence their decision to go forward on the purchase or refinance of a home.
So, is it true?  When you apply for a home loan, will your … (1 comments)

 
Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

Rob Spinosa

Mortgage Loan Originator, Marin County

Larkspur, CA

More about me…

US Bank

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

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