social security number: Can You Get a Mortgage with an ITIN? - 01/30/19 07:20 AM
Can You Get a Mortgage with an ITIN?
 
The fact is, despite a very hotly contested immigration debate today in our nation, there are likely several million people in the United States who do not have a Social Security number (SSN), but pay billions in taxes every year.  These individuals might be non-resident foreign nationals who receive taxable income from a US business.  Or they may be dependents or spouses of citizens or permanent residents (green card holders) or foreign nationals on work visas.  But if they earn income here, how would they file a tax return without an SSN, you might ask?  … (0 comments)

social security number: Jumbo Mortgage with an H-4 Visa - 04/15/18 08:07 PM
Jumbo Mortgage with an H-4 Visa
 
"I pledge my head to clearer thinking,
my heart to greater loyalty,
my hands to larger service,
and my health to better living,
for my club, my community,
my country and my world."
 
Hold on a second!  That's the pledge for 4-H Club, Rob, and you're supposed to be discussing the H-4 visa here.  You've got it backwards.  Ah yes....sorry about that.
 
The H-4 visa.  This is a visa issued by the U.S. Citizenship and Immigration Services (USCIS) to immediate family members of H-1B visa holders.  These individuals are not US citizens or permanent resident aliens (green card holders) but "non-permanent resident aliens."  Make … (3 comments)

 
Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

Rob Spinosa

Mortgage Loan Originator, Marin County

Larkspur, CA

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US Bank

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