arm: California Mortgage Rate Update: 03/19/12 - 03/19/12 05:31 AM
 
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arm: Mortgage Types, Payment and Calculations - 03/16/12 04:22 AM
 
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arm: California Mortgage Rate Update: 03/12/12 - 03/12/12 04:30 AM
 
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arm: California Mortgage Rate Update: 03/06/12 - 03/06/12 03:15 AM
 
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arm: California Mortgage Rate Update: 02/27/12 - 02/27/12 01:35 AM
 
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arm: California Mortgage Rate Update: 02/21/12 - 02/21/12 04:26 AM
 
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arm: California Mortgage Rate Update: 02/06/12 - 02/06/12 08:00 AM
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arm: California Mortgage Rate Update: 01/30/12 - 01/30/12 05:51 AM
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arm: California Mortgage Rate Update: 01/23/12 - 01/23/12 08:43 AM
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arm: California Mortgage Rate Update: 10/12/11 - 10/12/11 07:19 AM
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arm: Twice the Commission on Your All Cash Deals? - 09/27/11 07:26 AM
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arm: California Mortgage Rate Update: 09/06/11 - 09/06/11 08:01 AM
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arm: California Mortgage Rate Update: 08/22/11 - 08/22/11 06:45 AM
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arm: California Mortgage Rate Update: 08/17/11 - 08/17/11 07:54 AM
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arm: California Mortgage Rate Update: 08/01/11 - 08/01/11 08:32 AM
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arm: California Mortgage Rate Update: 07/05/11 - 07/05/11 07:50 AM
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arm: New California Jumbo Loan Programs - 06/23/11 07:20 AM
New California Jumbo Loan Programs
June 23, 2011
RPM Mortgage is pleased announce the addition of a 5/1 interest-only (I/O) ARM loan program to its strong platform of jumbo product.  Designed to meet the needs of the higher loan amounts and purchase prices here in California, this program has the following features: 
Interest rate is fixed for the first 5 years but the I/O option continues for an additional 5 years --- 10-year I/O feature. 80% LTV/CLTV up to $1,000,000 loan amount. Debt-to-income ratios (DTI) available up to 45%. Refinances can be considered rate and term if HELOC is seasoned one year (e-mail … (0 comments)

arm: California Mortgage Rate Update: 06/20/11 - 06/20/11 06:16 AM
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arm: California Weekly Mortgage Rate Update: 05/02/11 - 05/02/11 07:49 AM
Below are today's interest rates for RPM's loan programs.  For specific pricing on your scenario, and to get pre-approved without cost or obligation for any of these loan products below, simply call 877-270-5959 or e-mail rspinosa@rpm-mtg.com.  Access The Mortgage Dictionary on YouTube to view short videos that define and explain the most important terms and concepts in home financing.  All pricing below is at 0 points unless otherwise noted:   Conforming Loans (up to $417,000)   30-Year Fixed Rate:  4.750% APR:  4.774%   15-Year Fixed Rate:  4.000% APR:  4.034%   7/1 ARM Rate:  3.500% APR:  3.699% 5/1 ARM Rate:  3.250% APR:  3.460%   FHA 30-Year Fixed (96.5% Financing)   … (0 comments)

arm: Home Finance Guide for the Week of April 25, 2011 - 04/25/11 12:37 PM
Home Finance Guide for the Week of March 28, 2011

The Mortgage Dictionary (http://www.themortgagedictionary.com) provides this week's home finance economic calendar of events that can move the mortgage market, plus opening rate sheet for the week. If you are in the home loan process, this information will guide you about events to track when determining whether to lock or float an interest rate. This week, we need to consider the following news and reports; new home sales, consumer confidence, durable goods orders, FOMC meeting and Ben Bernanke's press conference, advance GDP for Q1, jobless claims, pending home sales, personal income, … (0 comments)

 
Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

Rob Spinosa

Mortgage Loan Originator, Marin County

Larkspur, CA

More about me…

US Bank

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

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