usda loans in pennsylvania: So how long is my Pre-Approval Good for?
- 10/24/09 12:22 PM
Easy answer, 60 days. But I guess that depends on what kind of Pre-Approval you received or want for that matter. Actually, the answer to such a question depends upon three factors: - You, as the consumer. - The Buyer's Agent who is helping you find a home. - And the quality of the Pre-Approval you receive in the first place. Ten Seconds, GO - You're interested in buying a home. You even find a few that tickle your family bone. But you need financing because you probably don't have the cash to buy it outright. Which leads to... Nine Seconds - You're … (19 comments)
usda loans in pennsylvania: Changing The Lending Industry Forever! One bystander at a time.
- 10/17/09 03:41 PM
Tired of extending Sales Contracts? Disgruntled because of bait and switch interest rate and fees? Trepid because of the surprises that pop up like a flaring zit in your teenage years? Fed up with never getting a phone call or email back in a timely manner? We hear you here at Sardi Mortgage, Inc. Now, while Sardi Mortgage, Inc isn't an actual operation... it is an actual human being. I breathe air. I breathe smoke (I know should quit, Mom). And I breathe what's best for anyone who takes a chance on a guy like me. Let me tell a story and … (24 comments)
usda loans in pennsylvania: Vicious Rumors of The Tax Credit Being Extended?
- 10/10/09 11:36 AM
I'm going to give you a link. However, you have to promise to come back and visit after you've clicked on it and read it. Scout's honor? Okay, I'll trust you for now. Here it is. If you comprehend the written word the way I do, you're screwed. I'm kidding. It's pretty evident that there is a more than decent chance that the Tax Credit for folks buying a home is going to be extended. What does this mean? I'll tuck away any politics, agendas, opinions, or anything (though theoretically I hate not to expound my own beliefs;) dealing with nothing … (38 comments)
usda loans in pennsylvania: Much to my surprise...
- 08/19/09 02:21 AM
... much of it began when the housing market crumbled. This first-time home buyer phenomenon became an epidemic once again, yet this time it was/is different. Sure, there are different motivations in getting the blood flowing, but borrowing guidelines today are much more stringent than recent years. Knee jerk - yes. Opposite extreme - of course. Will it get back to some semblance of a common sense reality? The cycle typically does the math for us. I believe we are not so calmly near year three since all of the ruckus started in the first place. Are we out of the woods just yet? Probably … (27 comments)
usda loans in pennsylvania: The Very Reasons You Should Shy Away From 100% Financing.
- 05/22/09 02:31 AM
This post, in part, was inspired by my friend JL Boney. His sarcastic piece of script was asking why one should wait to buy in this market. Let this particular piece be not a wake up a call or a call to action, but a simple reminder. There are options, explore them.
The Top 10 Reasons to not use that 100% USDA Product: You can borrow 100% of the appraisal amount plus the guarantee fee (approximately 102% financing). It's not an uncommon occurrence for the applicant to be able to include all or most of the closing costs within the loan. I've been … (127 comments)
Easy answer, 60 days. But I guess that depends on what kind of Pre-Approval you received or want for that matter. Actually, the answer to such a question depends upon three factors:
;)
;)
;)
